– It’s METAL
– Zero joining and annual fees. No hidden fees either!
– 5X Reward Points on Top 2 categories in a month
– Powerful mobile app to control your card
Manage all aspects of your credit card on-the-go using the powerful OneCard app.
The OneCard App
– Track your available balance
– Manage your credit limit
– Transactions and spends analysis
– Instant rewards redemption
– Manage supplementary cards
– View and download statements
– Easily manage bill repayments
– Use your virtual OneCard for all online spends
OneCard is a credit card offered by FPL Technologies in partnership with IDFC FIRST Bank, South Indian Bank (SIB), Federal Bank, BoB financial, and the FD-backed secured credit card to build & improve credit score with SBM (State Bank of Mauritius). The interest rates are among the lowest in the industry and will be determined as per your credit profile and our risk assessment.
You must be over 18 years of age and an Indian resident to be eligible for OneCard. OneCard is currently available on an invite-only basis, and approval is based on bureau and internal credit guidelines.
Fees and Charges :
All the credit cards offered by OneCard do not incur joining and annual fees. However, cardholders have to pay finance charges and late payment fees in case of any disruption. The fees and charges applicable to all OneCard credit cards are mentioned in the table below: