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Apply For Navi Instant Personal Loans In India : Benefits, Eligibility Criteria, Documents Required

Apply For Instant Personal Loans In India: Benefits, Eligibility Criteria, Documents Required :

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Navi Personal Loan Features :

👉 Get Navi instant personal loan up to Rs. 20 Lakh online. 

👉 Processing fee is 3.99% to 6% (minimum Rs. 1,499 and maximum Rs. 7,499 + GST). 

👉 Get the money instantly transferred to your bank account on approval. 

👉 Instant online eligibility check.

👉 No bank statements or salary slips are required to apply for the loan. 

👉 The entire process for Navi instant loan is 100% paperless. 

👉 Minimal documentation required. 

👉 No printouts of documents are required. 

👉 Navi app loan interest rate is affordable and starts from 9.9% p.a. Flexible tenure up to 72       months and flexible EMI options available. 

👉 No security deposit or collateral required to obtain the loan. 

👉 Zero foreclosure charges levied on prepayment of the loan. 

👉 Navi instant personal loan reviews are available online for your satisfaction and trust.


Apply For Navi Instant Personal Loans In India
Personal Loan क्या है ?

पर्सनल लोन एक ऐसा लोन है जो आपको अपनी व्यक्तिगत ज़रूरतों के लिए धन इकट्ठा करने देता है। यह एक असुरक्षित ऋण है जिसे आप बिना किसी संपार्श्विक के प्राप्त कर सकते हैं। आप शादी, यात्रा, अपने क्रेडिट कार्ड बिलों का भुगतान आदि सहित विभिन्न वित्तीय जरूरतों के लिए व्यक्तिगत ऋण का उपयोग कर सकते हैं। ऋण जटिल औपचारिकताओं के बिना जल्द से जल्द स्वीकृत किया जाता है। हालांकि, आपका क्रेडिट स्कोर आपके ऋण आवेदन अनुमोदन और बैंक द्वारा दी जाने वाली ब्याज दर के लिए एक महत्वपूर्ण भूमिका निभाता है। जैसे, यदि आपके पास एक अच्छा क्रेडिट स्कोर
(750 और अधिक) है, तो आपको ब्याज दरों पर बेहतर सौदे मिलने की सबसे अधिक संभावना है।

नवी ऐप के माध्यम से व्यक्तिगत ऋण के लिए आवेदन कैसे करें ?

आप नीचे दिए गए चरणों का पालन करके नवी ऐप के माध्यम से व्यक्तिगत ऋण के लिए आवेदन कर सकते हैं :

  1. Download the Navi App from the Play Store or App Store
  2. Once you have the application, you need to click on “Apply” tab
  3. Then you need to fill in basic details to process your loan application like
  • Full Name
  • Age
  • Marital Status
  • Pin code of residence
4. Then you need to fill in employment and income details
5. And finally enter your PAN number
6. Then your loan is instantly processed where your Credit Score and other details would be        checked at the backend
7. And your loan would be processed within a matter of 10 mins



Instant Personal Loan: Eligibility Criteria :
Age You should be between 18 and 65 years of age to avail the loan. The minimum age can also be increased to 21, 23 or 25 years in some cases
Interest Rate Starting at 9.9% p.a.
Credit score Your credit score should be at least 650 to apply for the loan. If your score is below 650, the loan application might get rejected
Employment You should either be salaried or self-employed
Income Level There is a minimum income which you should earn every month to qualify for the loan. The level varies across lenders

Also Read : Axis Bank Credit Card Apply Online 2022

Benefits of NAVI Instant Personal Loan :

NAVI is a fully digital loan service :
  1. Provides personal loan up to Rs 5,00,000 (five lakh).
  2. Instant money transfer to borrower’s bank account
  3. Account statement or salary slip is not mandatory
  4. 100% paperless loan application process
  5. Minimal documentation for loan application.
  6. No printouts are required.
  7. Easy repayment options.
  8. Instant loan-eligibility check.
  9. No security or guarantor is required.

navi loan fake or real



NAVI Instant Personal Loan Interest Rate :

NAVI Instant Personal Loan is available with attractive interest rates starting from 12% to 36% per annum. The interest rate of this loan depends on the loan amount, loan duration etc.

Following are the key Navi loan app details : 


Minimum Loan Amount Rs. 10,000
Maximum Loan Amount Rs. 20 Lakhs
Tenure 3 to 72 months
Rate of Interest 12% to 36% p.a.
Processing Fee 3.99% to 6% of the loan amount
Collateral Not required
Foreclosure Charges Nil


Also Read : Axis Bank Credit Card Apply Online 2022
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